Latest Articles |
| Prudential |
| Japan
6 major non-life insurers April-June net premiums up 1.2 pct |
| BRIEFING
- |
| 6
NONLIFE INSURERS POST 1.2% RISE IN APRIL-JUNE NET PREMIUMS |
| Lewin
heads up Ace unit |
| Underinsurance
concerns |
| Garamendi
sets conditions for WellPoint-Anthem |
| SAN
FRANCISCO |
| Geese
beware: dog handler finds insurance |
| Healthcare:
Crisis of the Underinsured |
| Advocate
Health Care pushes for federal medical liability reform |
| No
law broken by withholding costs; |
| GAO
final arbitrators of conflicting views |
| The
Principal Financial Group Announces New Insurance Resources for Consumers |
| When
officials help special friends |
| Concordia
Care Centre faces loss of federal funding |
| Doesnobody care? |
| Tories
will scrap 'buy annuity' rule |
| 19
WorldCom officers to pay employees; |
| Settlement
to cost the firm $51 million |
| Flood
buyout fund approved; |
| $926,000
will buy about 17 homes, which will be razed and removed from the flood plain. |
| Insurance
body ready to bow out after delivering significant results |
| Report
widens dispute over Medicare data |
| For
the Record reports the final dispositions of criminal cases in district and
circuit courts by a guilty plea or conviction. These dispositions are subject
to appeal |
| Insurance
agent who defrauded clients dies |
| Medicare
chief was OK to keep data from Congress |
| Concealing
drug bill cost called legal; |
| Medicare's
ex-chief was within his rights in stifling a subordinate's politically damaging
cost estimates of the prescription drug program |
| HEALTH |
| Insurance
cuts hit a roadblock |
| Annuity
& Life and Transamerica Resolve Dispute |
| COUNCIL
BACKS ZONING CHANGE |
| OLD
LAW PREVENTS HOMEOWNERS FROM IMPROVING PROPERTY |
| Securities
Commission registers report on stock issue of UAILIC |
| Capsugel
leases space at incubator |
| Oxford
Holders Back UnitedHealth Deal |
| Pride
of America claim will be paid in full |
| ABOUT
3.7M ENROLLED IN DRUG CARD PROGRAM |
| Diversified
Product Inspections, Inc. Included in KIRO-TV Consumer Investigator |
| Medicare
drug card |
| Vincent
aided partner to reinstate insurance license |
| $1
million conflict of interest on hospital board? |
| SD
San Diego Roundup |
| Business
News |
| Lawmaker
says nothing improper in helping partner with regulators |
| Insurance
broker voted on client issues while on state board |
| Legal
Briefs |
| LEONARD
BROWN |
| THAT
REMINDS ME |
| Auto
insurance reductions slow in coming; Province cites delay in processing; may
take a year for new rates to kick in |
| NEW
AUTO INSURANCE RATES DUE BY JULY 15; |
| BUT
DRIVERS MAY HAVE TO WAIT A LOT LONGER TO SEE ANY CHANGE IN THEIR INSURANCE
BILLS. |
| City
apartment fire victims file suit; |
| 3
tenants say owner of building was negligent in blaze last summer. |
| Investigating
Your Broker Can Save a Fortune |
| Ontario
blames backlog for delay in auto insurance cuts: Rates will take effect three
months late |
| David
Beats Goliath in Insurance Battle |
| Ontario
defends three-month delay in auto insurance rate cut |
| Province
needs more time to process insurance rate cuts |
| ONTARIO
DEFENDS INSURANCE DELAY |
| WCB
upholds fine for fatality |
| MPP
RIPS PREMIUM PROMISE; |
| GRIT
INSURANCE PLAN 'UNREALISTIC' |
| LEONARD
BROWN |
| Province
defends delay in car insurance rate cut |
| Ont-Insurance-Delay-Update |
| CAR
INSURANCE PREMIUM CUTS ARE SLOW ARRIVING |
| Workers
comp market moderates |
| FM
Global finds views differ on biggest threats to revenue |
| Financial
conversions for names delayed |
| If
flesh is willing hard to stop fraud |
| SMG
buys Principal Life |
| Ontario
defends delay in auto insurance rate cut due to admin backlog |
| Quickest
boost of Medicare drug card enrolment said to hurt competition |
| State's
urgent care centres fail to relieve ER patient loads |
| INSURANCE
CUTS DELAYED |
| Liberal
insurance delay costs drivers millions |
| News
in Brief |
| Market
optimism returns to Japan despite maturity |
| Disaster
threat lengthens policy terms |
| April-June
Revenue Up at 5 of 6 Major Japan Non life Insurers |
| CORPORATE
PROFILE; Chairman, president and chief executive officer |
| G.B.
Cooley withdraws as provider from Medicaid Supervised program |
| CUTS
TO CAR RATES DELAYED |
| Gedeon
Richter signs price pact with govt; Hungarian National Health Insurance Fund;
Brief Article |
| FSCS
Calls for More Funds to Handle Rising Numbers of Investment Claims |
| Delays
in insurance rate cut will cost drivers millions |
| New
rules force hospitals into difficult choices; |
| Medicare
regulations could push rehab facilities to turn away some who need their help |
| DRIVING
US NUTS; |
| SOME
TO WAIT 22 MONTHS FOR PREMIUM CUTS |
| Contraceptive
Market in Peru Valued at US$8.5m |
| Delay
in auto insurance cuts costing Ontario motorists millions |
| S.C.
men sued over failed investment company |
| CUTS
TO INSURANCE RATES DELAYED |
| 'Cut
tax to boost stakeholder plans' |
| PLENTY
OF BLAME TO SPARE ON BUDGET, WORKERS' COMPENSATION |
| The
Pueblo Chieftain, Colo., Open for Business column |
| Sims |
| Storm
experts converge next week |
| Mayors
frustrated that they have to pay for flood-fighting efforts |
| The
doctor's 'eyes, ears' |
| New
nursing agency offering house calls for immobile patients |
| City
slickers become younger: COMPETITION: Alexander Jolliffe on a scheme to teach
pupils about the risks and rewards of buying equities |
| Jobs&Money:
Your shout: Losing the battle to win |
| Welcome
boost for annuities |
| U.S.
Court: FCRA Doesn't Trump Calif. Privacy Law |
| INDIAN
HEALTH FUND MONEY MISSING; EX-VALLEY OFFICIAL FOCUS OF INQUIRY |
| Fitch
Affirms Protective & Assigns 'AA-' to Note Programs & Issues |
| A.M.
Best Downgrades Rating of Life and Health Insurance Company of America |
| Pride
of America to Be Delivered in June 2005 |
| EDITORIALS |
| Feds
investigating missing Indian Health Services funds |
| HEALTH
GETS $700M INJECTION |
| MD
Legal Briefs |
| BUSINESS
IN BRIEF: STANDARD LIFE |
| Swiss
Re aims to widen UK operation with pounds 333m deal |
| Sixth
buy this year for Broker Network |
| WR
Berkley unveils unit for specialty products |
| INSURER
SEES NEW BUSINESS SURGE 20% |
| Physician
gets a year in jail for defrauding Medicare |
| Little
known facts about Social Security |
| Clinic
merger will save more teeth |
| No
'parity' for emotional problems, court rules |
| Medicover
Makes New Polish Acquisition |
| Swiss
Life will not pursue joint venture in Italy |
| First
Timing Case Good News for Carriers |
| WILLIAM
J. MEHARY, INSURANCE AGENT, WWII VETERAN |
| Prudential
Retirement Completes Initial Phase of Integration, Moves Quickly into
Implementation; Combined Company Expands Capabilities and Client Base |
| A.M.
Best Assigns Debt Rating to Subordinated Notes Issued by Brit Insurance
Holdings PLC |
| Finding
the Right HIPAA Mix |
| Drug
cost hike linked to Medicare benefit |
| SL
Finance plc - Interim Results |
| PRICES
JUMPED AHEAD OF DRUG CARD |
| State
files lawsuit against Florida company over insurance cards |
| 54
KMART STORES MAY GO TO SEARS |
| SLUGFEST |
| NHS
foundation scheme hits snag |
| Providers
studying how their processes mesh with the HIPAA security rule often find it's
a balancing act. |
| Insurers
Lag on HIPAA Security Rule -- Companies that linked security to privacy have a
jump on their peers, which fall short on identifying the proper scope for risk
analysis. |
| Making
The Most Of Sarbanes-Oxley: SOX represents an opportunity for non-public
insurance companies to gain benefits from adopting financial reporting and
corporate governance standards. |
| Insurers
lag on HIPAA security rule: companies that linked security to privacy have a
jump on their peers, which fall short on identifying the proper scope for risk
analysis; News Analysis; Health Insurance Portability & Accountability Act |
| St.
Luke's, United settle on contract |
| Too
Much Auto Insurance |
| So
you want to be a director? |
| Rising
drug prices offset Medicare discount, AARP says |
| Marsh/Kroll
Combo Can Attack Risk on All Fronts: From risk analysis to post-crisis
consulting, the combined firm will offer clients comprehensive services for
mitigating risk. |
| Marsh/Kroll
Combo Can Attack Risk on All Fronts: From risk analysis to post-crisis
consulting, the combined firm will offer clients comprehensive services for
mitigating risk. |
| GAD
role to be probed in wake of Penrose report |
| Endowment
complaints double |
| Decision
of Interest; |
| United
States District Court, Southern New York; |
| Injured
Guard Fails to Allege Close Nexus Between Employer and Workers' Compensation
Board |
| Corporate
Insurance Law; |
| New
Transactional And Government Investigation Insurance |
| Death
in service benefits |
| Inglis
officer accused of fraud; |
| Overcharges
to Medicare and other insurers by his wheelchair subsidiary in Bucks totaled
$264,000. |
| LIFE
INSURANCE: OBESITY; FAT: MORE THAN A FEMINIST ISSUE |
| Bancinsurance
Corporation Announces Retirement Of Sally J. Cress; |
| Matthew
C. Nolan to Become Principal Financial Officer |
| Judge
upholds state's strict privacy law |
| Multiple
driving offences |
| Kerryism
of the Day |
| Southern
Plains cotton crop mixed |
| CRASH
IN CAR CRIME FIGURES |
| Wholesale
drug prices outpace inflation rate; |
| A
study by AARP and the "U" showed an increase in the 12 months ending
March 31 of 7.2%, while inflation rose 2%. |
| Hospitals
rebuffed in bid for elite status |
| Bush
Leaving Rural America Behind; |
| Launching
Bus Tour to Strengthen Rural Communities, Small Towns |
| YOUR
VIEWS |
| A
Fed Rate Hike Is Seen as Eventual Fixed Annuity Boon |
| DESPITE
GAINS, LIFE INSURERS STAY TRUE TO REFORM |
| Regulator's
marriage stirs flap; |
| Spouse
works for big insurer |
| SHANGHAI
LAUNCHES INSURANCE SERVICE FOR DOMESTIC WORKERS |
| ClearComp's
New Service Delivers Evidence-Based Savings for California Employers |
| DOMESTIC
HELPERS NOW INSURED |
| Drug
prices jumped in early 2004, offsetting Medicare discount, AARP says |
| Riley's
health care task force could lead to special session |
| Administration
touts drug savings, although it's not in bank yet |
| Smoking
ban overshadows other new laws |
| D-Day
in hospitals' bid for special status |
| Alberta
premier set to roll out details of health-care reform |
| THE
GREAT INSURANCE SUCCESS STORY (SIX PRIVATE GENERAL INSURANCE COMPANIES REGISTER
NET PROFIT WITHIN 3 YEARS OF COMMENCING OPERATIONS) |
| XL
raises limits to $500m for commercial property |
| Brooke
subsidiary completes $20 million issue of securities |
| Shrholders
Approve Proposals at AGM on 5/26 |
| Fayette |
| Workers'
comp chief quits after 3 aides dismissed; |
| FIRINGS
PART OF 'REORGANIZATION' |
| HIV
constitutes occupational hazard for some corrections officers |
| CSC
Expands BPO Relationship With Clarendon Insurance Group to Support ICH's
Property & Casualty Insurance Business |
| Reid
champions bill to reimburse costs of health-care insurance |
| At
Issue: 'Scaffolding laws' |
| MORE
NOW WAITING FOR TREATMENT |
| 'It's
not a question of if it will happen again'; |
| Recent
storms lay bare problems with local storm-water management |
| ING
buys into Korean life |
| Granholm
proposes to ban use of credit scores in insurance rates |
| Q3
2004 BISYS GROUP INC Earnings Conference Call - Final |
| Granholm
wants to shake up insurance; |
| Her
plan would stop higher rates for those who have bad credit |
| Senate
votes to outlaw Insurance "Credit Scoring" |
| Affordable
Insurance; |
| Banning
credit-rating discounts won't solve high rates or price disparities |
| Cheers
& jeers |
| Senate
backs banning insurance practice |
| Lawmakers
send credit scoring bill to governor |
| Good
credit history most important asset |
| Credit
scoring's following expands As state weighs action, more Texas insurers use
rate-setting method |
| Insurance
regulators weigh how to restrict credit scoring |
| Stressing
the positives: more Americans view insurers favourably, but there's still
dissatisfaction over the use of credit in auto insurance; Selling Insight |
| Ban
on credit scores for insurance rejected; |
| Firms
retain tool for calculating risks |
| More
ways to buy for nothing down. |
| Conclusion. |
| Ban
on credit scores for insurance rejected by House panel |
| How
to avoid dreaded PMI. |
| Two
major reasons to buy for nothing down. |
| Credit
scoring punishes thrifty citizens |
| State
insurance commissioner says rates could drop 10 to 45 percent |
| www.motorcarloans.com
The secrets of getting the best deal on motor insurance revealed |
| How
to buy next home for nothing down |
| PMI
(private mortgage insurance) is an expensive flaw. |
| How
some lenders add to borrower PMI woes. |
| Policies
and probabilities; |
| As
insurers' use of credit scores rises, consumers find that three little digits
can mean one big headache |
| Workers'
comp rates finally fall The average 13.8 percent drop in six months falls far
short of forecasts by the governor and others. |
| Seminars |
| Nevadan
At Work |
| Bad
credit effects insurance, work |
| Insurance
alternative |
| LOST
YOUR SPOUSE? |
| Discredited |
| AWCBC
Proposes Secured Creditor Status For Workers' Compensation |
| Board
sued 30 to 50 times a year |
| Voodoo
insurance prices |
| A
poor credit history can drive up insurance rates |
| Poor
Credit Can Drive Up Insurance Rates |
| Insurance
credit scores targeted ; Under an amendment, firms couldn't rely on them to set
rates. |
| Bad
credit can affect insurance rates. Officials say customers with poor credit
file more claims |
| KEEPING
SCORE; |
| Stand
firm on ban on credit scoring in insurance reform |
| Last-Minute
Instructions |
| Graduates
& Debt, CNNfn |
| FAIR
CREDIT REPORTING ACT |
| Gains,
setbacks for R.I. children |
| Home,
auto insurance: New system raises rates for some |
| THE
COST OF BAD CREDIT |
| The
session's big issues |
| Insurers'
credit use curbed; New law says rates can't be based solely on financial info |
| Scam
involves ads in U.S. papers |
| Business
news in brief |
| Study
bolsters insurance-risk, bad-credit link; Auto claims: A Utah legislator
insists there is no connection and is fighting rules allowing the tie-in;
Credit a big factor for insurers |
| Issues
Vary For Regs In Four Large States |
| TESTIMONY-BY: |
| AFFILIATION: |
| FAIR
CREDIT REPORTING ACT |
| Utah
auto rates not high; * State ranks 29th, $78 below U.S. average, Insurance in
Utah isn't expensive |
| American
International, CIT Both Top Estimates |
| Groups
press for FCRA extension |
| AG
JOINS CREDIT-SCORE OPPONENTS INSURANCE CHIEF SAYS HER HANDS TIED BY LAW |
| FCRA
Hearing Focuses on Errors In Credit Reports |
| Insurer
wants to charge drivers for bad credit reports |
| Insurer
wants to use credit reports to set auto rates |
| PANEL
II OF A HEARING OF THE SENATE BANKING, HOUSING AND URBAN AFFAIRS COMMITTEE |
| SUBJECT:
MEASURES TO ENHANCE THE OPERATION OF THE FAIR CREDIT REPORTING ACT |
| CHAIRED
BY: SENATOR RICHARD SHELBY (R-AL) |
| LOCATION:
538 DIRKSEN SENATE OFFICE BUILDING, WASHINGTON, D.C. |
| WITNESSES: EDMUND MIEZWINSKI, U.S. PUBLIC INTEREST
RESEARCH GROUP; AND MICHAEL F. MCENENEY, REPRESENTATIVE, U.S. CHAMBER OF
COMMERCE |
| With
new law looming, insurers defend using credit data |
| Insurer
will check credit of drivers; |
| State
OKs higher rates for those with bad history |
| Credit
rating doesn't belong |
| Credit
Scores Affect Automobile Insurance Premiums |
| Do
insurers rate us for sport? |
| Insurers'
use of credit reports rankles many |
| Options
available as vehicle coverage costs increase |
| Connection
between your credit score and how much you pay for auto insurance |
| Buy
America; Bad credit may drive up auto insurance rate |
| Paying
your bills on time is crucial for you |
| Canadians
can now check their credit rating online; |
| GE
Mortgage Insurance Canada website lets you access personal credit information
quickly and easily |
| Tips
On Protecting Use of Your Credit Report, CNNfn |
| Consumer
advocate taking new role; |
| TURN'S
HOGE MOVING TO INSURANCE DEPT. |
| TURN
director leaves for new post |
| TITLE
INSURANCE OFFERS SOME PEACE OF MIND; |
| JUST
LIKE PEOPLE DO, SITES HAVE HISTORIES, BOTH GOOD AND BAD |
| State
looks at credit's effect on insurance |
| State
wants insurers' credit data |
| Credit
scoring information sought; |
| Insurance
Department to have hearing on proposed rules |
| LENDER
FILES FOR BANKRUPTCY; |
| THAXTON
INSURANCE OWES 3,800 CREDITORS MORE THAN $120 MILLION |
| Lawmaker
wants cap on premiums tied to bad credit |
| Lawmaker
asks for changes on rule proposal |
| PIECE
OF CAKE; Horror stories about HMO all too real and daunting |
| No
easy answers on credit |
| Judging
how you drive by zip code, credit score; |
| Insurers
favour those factors, used with accident history and traffic violations.
Critics see economic, racial bias. |
| INTERVIEW;
BURNING ISSUES. |
| The
many problems of credit scoring |
| RISING
INSURANCE COSTS HIT HOME; |
| FIRES
IN |
| credit |
| Poor
credit can still raise insurance rates - for now |
| New
rules skip insurer rate caps |
| Insurers
know your credit score, so find it out for yourself |
| New
insurance rules don't address full issue of using credit scores |
| What's
the score? |
| Loans
aimed at public employees; |
| Authority
will lend at below market rates |
| State
proposes 10% cap in credit scoring; |
| Consumer
groups say new insurance variance leaves a loophole |
| Kirsh
among Thaxton's top 50 creditors |
| 'The
Negotiator' for the uninsured |
| Where
credit's due |
| Money
matters in a transition; Your finances will be fine in '04 -- if you prepare
before getting out |
| Few
like credit scoring proposal for insurance |
| Sides
argue over use of credit score by insurers |
| INSURANCE
PRICING QUESTIONED |
| MANY
ARE PERPLEXED BY HOW CREDIT SCORES ARE USED TO DETERMINE RATES |
| Letters |
| A
bad credit report can drive up the cost of car insurance |
| Stuck
In High-Premium Traffic; |
| IDENTITY
THEFT: There are ways to protect yourself |
| Farmers
withheld discounts, state says |
| Insurer
disputes figures, continues talks to keep operating in Texas |
| Waves
Of Doubt; |
| Complicated
financing deals were supposed to protect insurers and banks. Now they're
another reason investors are jumping ship. |
| Democrats
Plan to Continue Fight against Credit Scoring by Auto Insurers |
| Homeowners
insurance; |
| Insurance
pricier, insurers pickier; |
| Some
companies have limited the number of new policies they'll write, and more
people are being turned down. |
| Zimbabwe; |
| Belgian
Credit Agency Issues Default Notice Against Zimbabwe |
| Home
insurance can be a toughie |
| Writing
them off |
| State
to post data on insurance credit scoring |
| VIEW |
| COMPANIES'
CREDIT CHECKS RAISE CONCERNS; |
| CRITICS
ARGUE REPORTS ARE BIASED AGAINST APPLICANTS |
| Texas
Lawmakers Vow to Address Soaring Homeowners' Insurance Premiums |
| Williams:
Term insurance is a better deal in most cases |
| Two
views on 2003: Conning--P-C results improving I.I.I.--credit scoring likely to
be year's "hot topic" |
| Insurance
law protects those with |
| One
small step toward helping the poor in Idaho |
| Leaders
fear potential discrimination due to credit scoring |
| Insuring
your home is no picnic |
| Make
sure your insurance is covering all the bases |
| Consumer
group knocks proposals on homeowners insurance reform |
| BRIEFING
- ASIA BANKING - JAN 16, 2003 |
| Bad
credit can have even worse results |
| Lawmakers
want to keep credit scores out of insurance |
| Rock
vs. hard place: raise insurance rates or lose coverage? |
| News
in Brief |
| State
offers last-resort insurance; |
| 35
homeowners sign up on first day of operation |
| LETTERS |
| Say
no to tort reform |
| Fry
bill would restrict credit scoring for insurance; |
| Legislator:
'This is a fairness issue' |
| BODY: |
| Bill
would limit credit scoring for insurance |
| Lawmakers
weigh ISTEP, insurance measures |
| CREDIT
SCORING FOR PERSONAL LINES OF INSURANCE FACES SOME REGULATION. |
| Lawmakers
look at changing insurance coverage laws |
| House
gives credit scoring a low grade |
| Lawmakers
seek changes to insurers' use of policyholders' credit history |
| MONEY
MANAGING YOUR MONEY BAD CREDIT, BAD DRIVER? |
| Janice
Lieberman, consumer correspondent, gives tips on avoiding health insurance
scams |
| New
rules restrict how insurers use credit scores |
| Assembly
Democrats fight insurance credit checks |
| Travel
club draws scrutiny in two states |
| State
insurance commissioner Frank Fitzgerald resigns |
| State
insurance commissioner resigns |
| Credit
plan draws scrutiny |
| Viewpoints |
| Bill
approved to regulate credit scoring in insurance |
| Insurance
will take bigger chunk out of paychecks; |
| Industry
tries to make up record losses with higher premiums.; |
| Insurance
Costs Climb |
| Tips
About Your Money, CNNfn |
| Study:
Insurers lose more to bad-credit customers |
| Montemayor:
Report shows rates average 12 percent too high |
| Homeowners
insurance rates up an average 38 percent since 2000 |
| Insurance
customers pay more but get less |
| Some
save, others feel pinch ; |
| Insurance
discounts force rate hikes on many homeowners |
| Survey:
Insurance rates rise for most; |
| A
Kansas Insurance Department online survey is trying to determine if credit
scoring is a factor. |
| TEED
OFF: TREE WILL BLOCK VIEW OF GOLF COURSE |
| Insurers'
data reveal gap in home rates |
| Average
homeowner paid 38% more for 22% less coverage since 2000, Montemayor says |
| Commissioner
is critical of insurers |
| Companies'
own data show that discounts, credit reports make rates vary, Senate told |
| More
businesses are relying on credit reports |
| Kansas
Residents Report Rise in Insurance Premiums |
| The
Rush Toward DCCs and DSAs; |
| Credit
insurance is the most common insurance offered by banks, but that fact will
soon be history. More banks are beginning to offer the potentially more
lucrative DCCs and DSAs, regulated as "banking products." |
| MGIC,
bank team up to offer alternative to costly subprime loans |
| Band
of fallen angels set to grow outside |
| The
Next Question Of Ethic: |
| Fields
tackles credit histories |
| It's
Time To Get 'Personal' About Ethics |
| DO
INSURANCE RATE INCREASES REALLY ADD UP? |
| ANCHORS: |
| Senate
limits credit scoring to set insurance premiums |
| Too
late to buy coverage |
| Event
Brief of Q3 2004 BISYS GROUP INC Earnings Conference Call - Final |
| Ronnie
Polaneczky / Scum scam elderly woman; |
| INSURANCE
FRAUD MAY LEAD TO NO FUNERAL |
| Sniffing
out the predatory lenders; |
| Low
income people and the elderly, who are prime targets, should beware of bad
deals |
| sceptics
says |
| Homeowner
protections still cloudy |
| DOWNTOWN
ICON REOPENS: Binion's is Back! |
| www.motorcarloans.com, |
| West
Virginia news in brief; Insurance bill fails to advance |
| Senate
panel to take up growing problem of insurance scams |
| Bankruptcy
may be unavoidable, Credit card debt can be insurmountable on Social Security |
| According
to K and B Capital Those With Poor Credit And Recent Bankruptcies Need To
Explore Sub-prime Lending When Purchasing Or Refinancing Their Home |
| Bad
credit |
| Credit
is due; |
| Couple
penalized for having no debt |
| Just
how special are AARP products |
| Rules
would restrict use of credit scoring; The insurance industry practice is called
too simplistic |
| Real
life 101 |
| Home,
Car Insurance Rates Rising for Ohio Residents |
| Home,
Car Insurance Rates Rising for Ohio Residents |
| Those
With Poor Credit And Recent Bankruptcies Need To Explore Subprime Lending When
Purchasing Or Refinacing Their Home, Says K&B Capital |
| THE
HIGH PRICE of credit scoring |
| HEADNOTE: |
| ABSTRACT: |
| BODY: |
| EVANS
BANCORP REPORTS 12.6% HIKE IN PROFITS/ |
| Q4
2003 MARKEL CORP Earnings Conference Call - Final |
| Welcome
boost for annuities |
| European
stocks take a tumble as insurers feel the pinch |
| Francis
added to board of Centrica |
| UKDMO
- Issue of Debt |
| A
boring investment that's very, very hot: Leaden-footed dash for index-linked |
| Director-general
of ABI joins the board of Centrica |
| PERSPECTIVE:
Will mortgage brokers be made to eat humble PI? |
| YOUR
MONEY - MONEY MATTERS; ZERO IN ON TOP CREDIT CARD DEAL |
| WHAT'S
ON - Your definitive weekly guide to the world of business and financial
markets |
| SM
PLUS- YOUR MONEY: HITCHED ..& STILL RICH; |
| HOW
TO DODGE A BIG WEDDING HANGOVER |
| THE
BIG PICTURE: Sykes report risks facing anger and indifference: A year-long
inquiry into the investment industry's sins is finally about to present its
conclusions |
| WORLD
MARKETS: |
| Need
to know |
| European
stocks edge higher; autos, insurers post gains |
| ANALYSIS:
IN THE HOTSEAT - FRANCIS TO TOUCH RAW NERVE AT ICAEW CONFERENCE |
| Shoppers
come out in force as sun shines |
| A
pocket full of debt - Banks and Insurers must put customers first and take
responsible and balanced approach |
| Splits
gap not too big to bridge |
| New
Non-executive Director to the FSA Board |
| NEW
NON-EXECUTIVE DIRECTOR TO THE FSA BOARD |
| REFORMING
EUROPE IN THE GLOBAL ECONOMY - DELIVERING THE EU FINANCIAL SERVICES ACTION PLAN |
| Scant
bonus and a secret charge at Norwich |
| Top
Breif |
| Hang
on for a better annuity |
| Business
Briefing |
| Twin
Towers verdict in US boosts insurers at Lloyd's |
| Mortgage
Makeover |
| Insurers
must show and tell |
| How
safe is the official safety net? PROTECTION: Provision for compensation will be
far from open-ended |
| Money
week |
| MUTUAL
DEATH KNELL MAY TOLL |
| POUND
NOTES |
| Fools'
Gold - Bankers Who Think That Credit Derivatives Give Them Risk Protection May
Find Themselves On The Wrong End Of Market Mispricing. Natasha De Teran Reports |
| Cover
Feature: Fools' Gold - Bankers Who Think That Credit Derivatives Give Them Risk
Protection May Find Themselves On The Wrong End Of Market Mispricing. |
| CITY
TAKES 'NEUTRAL' BUDGET IN ITS STRIDE AS STERLING FIRMS |
| Need
to know global business briefing |
| Action
for the poorly endowed |
| Need
to Know Global Business Briefing |
| No
cure for NHS pensions;Keep investing, was the government's advice to NHS
pension controllers when Equitable Life was technically insolvent. Teresa
Hunter, investigates |
| When
is a victim not a victim? When he buys an endowment Why on earth should anyone
be allowed to keep an undeserved windfall if they do not have to shoulder an
unexpected loss? |
| EQUITABLE
LIFE POLICYHOLDERS CALL FOR LAWSUIT AGAINST GOVERNMENT |
| Who's
who in the Equitable saga? |
| Savers
get a boost as rates rise |
| Putting
a new spin on crisis |
| Life
will be tough for junior minister: Ruth Kelly faces flak from all sides when
she delivers the government's response to Penrose |
| FINISHING
TOUCHES |
| BANKS
AND INSURERS LEAD FOOTSIE RALLY |
| BANKS
AND INSURERS LEAD FOOTSIE RALLY |
| No-risk
pensions 'like asylum being run by inmates' |
| SHARES
SOLD OFF AND A MARKET SAVAGED: NOW THAT'S WHAT I CALL REALISTIC |
| THE
INTERVIEW JOHN SHUTTLEWORTH |
| SIMPLE
STEPS TO SAVE CASH |
| Strong
headwinds make going tough for UK equity market |
| Endowment
watchdogs rule on red-letter days |
| London
shares remain slightly higher at midday as insurers provide support |
| London
shares touch higher midmorning on strength in retailers, insurers |
| BUSINESS
VIEW: FROM SHOPKEEPERS, TO A NATION OF COMPLAINT HANDLERS |
| How
the new money is making the NHS sicker |
| London
shares higher early on after Wall Street gains |
| Summary
of AAP Finance Wire |
| How
Italy can turn a crisis to good account |
| 'Advisor'
seeks out the lenders |
| INSURERS
PULL FOOTSIE FURTHER DOWN |
| The
evidence |
| EQUITABLE
LIFE RETREATS FROM PLEDGE TO SUE GOVERNMENT |
| 'Lender,
beware' is FSA's advice |
| London
shares edge higher as Aviva results boost insurers |
| ACTIONS
AFTER THE EVENT FALL BELOW STANDARD |
| UKDMO
- Issue of Debt |
| of
England's |
| The
top cases of 2004 |
| FINANCIAL
EXPRESS - YOUR MONEY; DON'T HIDE FROM HIKES IN HOME-LOAN RATES |
| Crunch
comes for Standard Crunch comes for Standard-city and finance |
| Past,
present and future; Medical advances and 11 September have placed the critical
illness cover market under enormous strain. Nick Kirwan, head of protection,
product development and marketing at Abbey for Intermediaries, examines its
future |
| Whitehall
faces huge pensions black hole |
| Insurance
For The Big Day |
| THE
LITIGATION SITUATION |
| Loans
hit the comeback trail: INTEREST-ONLY MORTGAGES: Some groups of borrowers take
this route in spite of the risks |
| Lloyd's
Kinnect seeks partners |
| More
To Saving Than Rises In House Prices |
| Alarm
over bond sales |
| Revenue
crunch for Europe finance sector |
| FINANCIAL
EXPRESS YOUR MONEY CHOOSING THE FIRST ANNUITY OFFERED MAY MEAN LESS INCOME IN
RETIREMENT, SAYS DAVID PROSSER; BE AWARE OF WHAT YOUR PENSION FUND CAN BUY |
| In
Monday's UK papers |
| QUESTIONS
OF CASH |
| Quotes |
| Save
Today, Then Retire In Comfort |
| Business
Briefs |
| Maverick
on a mission to end scandal of the lost pensions |
| DO
THE GROUNDWORK BEFORE YOU PLUNGE INTO ANNUITIES; |
| THE
RIGHT DEAL WILL GET YOUR RETIREMENT OFF TO A FLYING START |
| Outlook
chilly next to the mortgage iceberg: BORROWING: The prospect of rising mortgage
payments is forcing consumers to rethink their spending patterns and the way
they use debt |
| The
week ahead |
| INSURER
TAKES DIM VIEW OF SUITOR |
| London
shares extend gains midmorning led by financials; RBoS tumbles |
| FSA
MANAGING DIRECTOR TO RESIGN. |
| Investors
remain bullish on insurance: insurers and reinsurers are still raising capital
at a steady pace but the activity is dwindling compared with previous quarters;
Capital Raising |
| Lloyd's
puts up further pounds 15m for electronic trading |
| Profit
funds are being far too hopeful |
| Inclement
OBSERVER COLUMN |
| Sharing
Their Concerns |
| News
in Brief |
| Saville
set to reduce Lloyd's paper PEOPLE |
| Radical
scheme to pick up 60% of private health fees |
| Bid
to free NHS from politicians |
| EUROPEAN
PARLIAMENT WEIGHS ACTION ON COMPLAINT OVER LLOYD'S REGULATION |
| Current
Account : Weapons of mass destruction? |
| RISK
MANAGEMENT: Maintaining a resilience to risk - and shocks: BANKING: In spite of
tough times, banks have managed to come through serious economic instability in
fairly good shape |
| Kessler
returns Scor to profitability |
| SFO
IS SET TO PROBE EQUITABLE COLLAPSE |
| PERSONAL
FINANCE: DEALS OF THE WEEK |
| Need
to know global business briefing |
| No
loan for the Governor |
| ROYAL
& SUN RIGHTS ISSUE SENDS LONDON LOWER |
| ROYAL
& SUN RIGHTS ISSUE WEIGHS ON LONDON |
| ROYAL
& SUN RIGHTS ISSUE WEIGHS ON LONDON |
| ROYAL
& SUN RIGHTS ISSUE WEIGHS ON LONDON |
| ROYAL
& SUN RIGHTS ISSUE WEIGHS ON LONDON |
| RSA
CASH CALL SAPS SENTIMENT IN LONDON |
| MONRY
EDITED BY DAVID PROSSER; LENDERS FIX RATES FOR A HIGHER PRICE |
| Signs
of recovery as public returns to investing |
| Firms
refuse to pass on rise in annuity rates |
| BLAIR:
THE VERDICT; |
| AS
HE BECOMES THE LONGEST-SERVING LABOUR PRIME MINISTER IN HISTORY, |
| Upbeat
house price forecast adds lustre to HBOS earnings;Retail strength delivers
clean bill of health for banking group |
| Tiner
promises regulatory shake-up |
| CITY
AND BUSINESS EDITED BY PETER CUNLIFFE MORNING MEETING; SHAREHOLDERS FEEL
INSURER 'S PAIN |
| David's
deal OBSERVER COLUMN |
| Bloomer
stance is unapologetic on reduction in dividend pay-out |
| Insurance
levy is the last straw |
| Pru
slashes dividend for first time since 1914 |
| Believe
me: a change is as good as it gets Worriers see changing suppliers as high-risk |
| Falconer
aims for 'Tesco law': Government wants legal firms to be able to float on the
stock market |
| INSIDER;
GREAT EXPECTATIONS |
| Need
To Know: Global Business Briefing |
| The
Pru cuts its dividend for the first time since First World War |
| Tiner
promises shake-up of senior roles at the FSA; New chief executive to reform
management structure on takeover |
| Business
big shot |
| News
in Brief |
| Relief
as FSA top job goes to insider |
| UK
finance firms perk up |
| FSA
appoints Tiner as chief executive |
| JOHN
TINER APPOINTED FSA CHIEF EXECUTIVE |
| Mortgage
lenders top FTSE, Kingfisher, Hilton decline |
| HOMEOWNERS
RISK NEGATIVE EQUITY |
| Confidence
growing CBI |
| HOPES
RISE AS SCARS OF WAR FADE |
| CONFIDENCE
GROWING IN FINANCIAL SERVICES SECTOR |
| Institutions
'are gambling savers' money on risky investments' FINANCIAL STABILITY REVIEW: |
| Need
to know: Global Business Briefing |
| WPP
sweeps aside bid rivals for Cordiant |
| OUTLOOK:
HOW BANKS AVOIDED BUST, COURTESY OF THE INSURANCE SECTOR |
| BANK
UNEASE OVER TRANSFER OF CREDIT RISK TO INSURERS |
| OUTLOOK:
HOW BANKS AVOIDED BUST, COURTESY OF THE INSURANCE SECTOR |
| BANK
UNEASE OVER TRANSFER OF CREDIT RISK TO INSURERS |
| Mortgage
Express offers shared appreciation mortgage scheme; NEW PRODUCT: step ladder
loan |
| Saving
our savings: Pensions proposals are only a first step |
| Leading
article: Saving our savings: Pensions proposals are only a first step |
| Got
time to take in a bit of culture then? |
| Low
yields an incentive to choose with care An annuity is for life: don't restrict
your search to the best rate |
| A
chance to get clients covered; It is during the mortgage advice process that
IFAs are in the best position to prompt clients to take out critical illness
cover |
| OK,
IT'S NOT SEXY BUT IT'S NECESSARY |
| Long-term
care shock |
| Prudential
pins hopes on promise of Asia |
| The
determinants of intra-industry trade in insurance services |
| UK
regulator hits out at global re-insurers' lack of regulatory framework |
| ANNUITY
RATES CONTINUE TO FALL |
| TRACKER |
| Pru's
heir apparent quits amid row rumours |
| Skipton's
Cash back Mortgage |
| Would
you prefer to defer? |
| YOUR
MONEY: POUND NOTES |
| Rate
decision hurts banks, insurers: Won't get stimulus |
| POST
EVENTS |
| Insurers
Caught In The Spotlight |
| Suspicions
of mis-selling cloud plans for the future Performance of an endowment and
pension fears might make retirement an unaffordable luxury |
| London
shares end higher for third consecutive day as insurers, media advance |
| A
more regulated and less profitable year for brokers: Further acquisition
activity is expected in the next six months in the insurance broker market |
| Danish
Ship Finance |
| NEUROCRINE
BIOSCIENCES, INC.; |
| Carlyle
to buy up to 25 pct stake in |
| LIFE
INSURERS IN |
| Trouble
in |
| IRR
for Securities Act ready by August |
| HUAXIA
BANK APPROVED TO ISSUE BONDS |
| IFA
commission system attacked |
| British
Allianz OBSERVER |
| Insolvency
law threat to investors EUROPEAN BONDS: |
| Uncertainty
over life business provides Abbey's poison pill: BANKS: The bank has been
locked in talks with the FSA over its embattled operations |
| Carlyle
agrees |
| Actuary
leader hits out at |
| NEWS;
LLOYD'S VENTURE IN REGULATION FIRST. |
| NEWS;
AIRMIC MEMBERS SNUB FSA. |
| COMMENT;
BRAND AND DELIVER. |
| CALL
CENTRES; PHONE A FRIEND? |
| MOTOR
REPORT; NU WARY OF FSA FAILURES. |
| Garamendi
sets conditions for WellPoint-Anthem |
| ACLI
STATEMENT ON UMASS REPORT DETAILING CONSUMER BENEFITS OF OPTIONAL FEDERAL
CHARTER FOR LIFE INSURERS |
| Ministry
is Censured Over Move to Pay Bank Sh445m |
| ADB
Reinforces Pan-African Reinsurance Company |
| Italy
govt to decide on 7.5 bln eur 2004 public finance package Friday |
| China's
Huaxia Bank gains approval to issue 4.25 bln yuan in bonds |
| In
Brief: Key Buys an |
| CHINESE
NEWSPAPER HIGHLIGHTS |
| BOND
INVESTMENT RATIOS FOR INSURERS ADJUSTED IN |
| Trustees
groan under red tape; |
| COMPLIANCE
CRUNCH |
| Saintly
hybrid will need a premium; |
| Interest
rates |
| The
Digest |
| 'Act
now' call in fight for payouts |
| Fitch
maintains AA rating on Asesuisa |
| Nathan
Williams Appointed President of LifeStar Financial Network |
| Associated
Administrators Inc. Integrates MyHealthBank Finance 3.1 to Offer New Cash
Account Management Capabilities for Employers |
| A.M.
Best Comments on Under Review Status of Cotton States Insurance Group |
| The
Principal Financial Group Announces New Insurance Resources for Consumers --
'From Here to Security' |
| S&P
Announces: Knights of |
| Oregon
Pacific Banking Company Hires Financial Services Director |
| Manulife
Financial announces holdings in Canaccord Capital Inc. |
| MetLife
among bidders for SK Life |
| Funds'
positioning in 401(k)'s probed; |
| CHINA-PRESS-SUMMARY |
| Advice
that may cost you dearly |
| 'Misleading'
forecasts hit savers |
| RECORD
BUSINESS INSIDER: BUSINESS IN BRIEF - ABBEY |
| SHOP
DODGY ADVERTISERS |
| Financial
services 'flawed' by use of commission |
| Silent
bark LOMBARD |
| Henkel
leads continent's losses |
| Don't
put all your eggs in one basket say experts |
| GOVERNMENT
URGED INQUIRY INTO IMPACT OF CAP ON AUDITORS' LIABILITY |
| 6TH
ANNUAL EUROPEAN INSURANCE INDUSTRY CONFERENCE |
| Losing
streak goes on amid bearish reports |
| Insurance
body ready to bow out after delivering significant results |
| Wachovia
Securities |
| Intransa |
| Sapiens,
Intransa's 125th customer selects IP SAN storage system to replace its fibre
channel infrastructure; Company achieves industry milestone with shipment of
125th IP5000 SAN system |
| UNINSURED
2: KEYWORD IS SAFETY |
| EU
financial companies look to set up branch offices in Hungary |
| UNIQA
takes over AHICO home insurance policies |
| Suit
Claims Arab Bank Aided Militants' Relatives |
| BANKERS
GRIPE AT GOOGLE IPO WOE |
| DEADLINE
LOOMS FOR FINANCIAL IT |
| Insurance
cuts hit a roadblock |
| Medica
Emphasizes Choice in Its New HSA Plans; |
| No-cost
Preventive Care With Catastrophic Coverage and 'Better Than IRA' Tax Advantages |
| ID
Analytics Announces Speakers for Identity 2004, the Identity Risk Management
Conference; |
| Federal
Trade Commissioner Mozelle Thompson to Keynote |
| Capital
Title Group's Nationwide Appraisal & Title Services Company Extends
Services to Four New States; |
| Nationwide
Adds Arizona, California, Nevada and Texas |
| MassMutual
Sponsors Exceptional Parent's Disability Awareness Night; |
| Honors
Contributions Made by, and on Behalf of, 54 Million Americans with Disabilities |
| Sapiens,
Intransa's 125th Customer Selects IP SAN Storage System to Replace its Fibre
Channel Infrastructure; |
| Company
achieves industry milestone with shipment of 125th IP5000 SAN system |
| Kaplan
Professional Acquires Insurance Achievement, Leading Provider of Exam Prep and
Continuing Education |
| Oxford
Stockholders Approve Merger With UnitedHealth Group |
| Wechsler
Harwood Announces An Investigation Against Nortel Networks For Violations Of
ERISA |
| CLIENTS
CUT THEIR RISK WITH TRUSTED 'GO-TO GUY'; |
| JOE
SILVERSMITH SHINES ON AREA INSURANCE SCENE |
|
